Meet in a public, well-lit place (like a police station parking lot), verify the seller’s ID, inspect the title, and never send money before seeing the car.
How can I tell if a private car sale is legitimate?
Check that the seller’s name matches the title, verify the VIN, and run a vehicle history report (like Carfax or AutoCheck).
What documents do I need to buy a car privately?
You’ll need the signed title, a bill of sale, your ID, and sometimes a smog certificate or emissions report depending on your state.
How do I check if a car has a clean title?
Use the VIN to check via your DMV website or services like Carfax to confirm it’s not salvaged, rebuilt, or stolen.
What’s the safest way to pay for a car privately?
Cash or a verified cashier’s check from a local bank is safest. Avoid wire transfers, PayPal, or mobile payment apps for large amounts.
Do I need a bill of sale?
Yes. A bill of sale protects both parties by proving the transaction took place, including price, date, and vehicle details.
Should I get the car inspected before buying?
Always. A pre-purchase inspection by a trusted mechanic can reveal hidden issues and help you negotiate a fair price.
Who pays for the pre-purchase inspection?
Typically the buyer.
How do I avoid scams when buying privately?
Never pay before seeing the car, avoid deals that feel rushed, and be cautious of prices that seem too good to be true.
What should I check before buying?
Inspect tires, brakes, lights, engine noise, service records, and test all electronics. Look for signs of accident repairs or rust.
Can I finance a car from a private seller?
Yes, but you’ll need to get an approval from your bank or credit union for a private-party auto loan.
What taxes do I pay when buying privately?
You’ll usually pay sales tax when registering the vehicle at the DMV - not to the seller directly.
How soon do I need to register the car?
Most states require registration within 10–30 days of purchase.
What should I do if the car breaks down after buying?
Private sales are usually “as is,” meaning the seller isn’t responsible unless they lied or concealed major defects.
How do I transfer the title into my name?
Take the signed title and bill of sale to your local DMV, pay the transfer fee, and register the vehicle.
Should I buy from someone who still owes on their loan?
Only if they have a lien release or you’re both at the bank to complete the payoff and transfer safely.
How can I tell if the odometer reading is accurate?
Check maintenance records and compare mileage with vehicle wear. Also review the history report for discrepancies.
What if the seller doesn’t have the title?
Avoid the deal until the title is replaced. You cannot legally transfer ownership without it.
Sellers Questions
What documents do I need to sell my car?
You’ll need the title, a bill of sale, odometer disclosure, and possibly a smog certificate (depending on your state).
How do I determine the right asking price?
Use resources like Kelley Blue Book, Edmunds, or CarGurus to check the market value based on condition and mileage.
Should I clean or repair my car before selling?
Yes, a clean, well-maintained car attracts more buyers and can sell faster or for more money.
What’s the safest way to accept payment?
Meet at the buyer’s bank to verify a cashier’s check or accept cash in person. Never accept overpayment or digital payments from strangers.
Should I accept deposits?
Only if the buyer signs an agreement stating it’s non-refundable and includes the vehicle details.
What should I include in a bill of sale?
Include both parties’ names, addresses, date, VIN, sale price, and signatures.
How do I transfer ownership to the buyer?
Sign the title, fill in the odometer reading, and provide a bill of sale. Keep copies for your records.
What if I still owe money on the car?
Contact your lender to arrange a payoff. Complete the sale at the bank so the buyer can get the title once the loan is cleared.
What should I do after selling my car?
File a “Notice of Transfer and Release of Liability” with your DMV to avoid future tickets or legal issues.
Do I remove the license plates after the sale?
In most states, yes—plates stay with you, not the car. Check your local DMV rules.
Can I sell a car without a smog certificate?
Some states require it before sale. If not, note “sold as is” on the bill of sale.
What if the buyer never registers the car?
You’re not liable if you filed the release of liability with your DMV promptly.
Should I let buyers test drive the car alone?
No. Always accompany them and verify their driver’s license first.
What if a buyer damages my car during a test drive?
Contact your insurance company immediately; your policy usually covers test drives.
What are common scams when selling privately?
Fake cashier’s checks, overpayment schemes, and “agent buying for someone else” scams—avoid all of them.
Should I verify the buyer’s ID?
Yes. It helps prevent fraud and protects you if issues arise later.
What if the buyer pays with counterfeit cash?
Count money at the buyer’s bank or use a counterfeit detector pen before handing over the keys.
Can I sell a car for someone else?
Only if you have power of attorney or written authorization from the owner.